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TOPIC: Refund MA after fully paid of DP/Equity

Refund MA after fully paid of DP/Equity 2 years 1 month ago #17466

  • Mhel Cordoviz
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Dear Sir/Mam,
Good day! Nais lang po naming malaman ng akin kaibigan kung possible po ba maibalik or mai-refund sa kanila ng Developer yon naibayad sa monthly amortization after fully paid of down payment/equity. Ang usapan kasi nila ng Developer ay iaapply nya ng Loan sa Pag-ibig yon kinuha nilang Lot property after fully paid ng down payment/equity para yon outstanding balance ay don sila mag-start ng monthly amortization sa Pag-ibig. Pero dahil sa matagal pa yon proseso ng mga requirements and documents na kaylangan ng Pag-ibig appraiser ay kaylangan daw muna ituloy ang pagbabayad sa monthly amortization habang hinihintay pa yon approval ng loan from Pag-ibig according to Developer. Maging yon pag-aayos ng Lang Title, taxes at notary public sila na rin ang nag-aasikaso nito ng personal at hindi ang Developer.

1) May pag-asa po ba maibalik ng Developer yon naihulog nya ng 4 month sa itinuloy na monthly amortization after fully paid ng DP/equity?
2) Maibabalik po kaya yon total amount paid ng 4 months MA sa kanila ng developer?
3) Dapat po ba ang buyer na ang magbayad ng Land Title at taxes gayon ongoing process pa lamang yon loan applied nila sa Pag-ibig?
4) Kung sakali hindi po mai-refund yon naihulog nila 4 month MA may karapatan po ba sila magreklamo sa HLURB?

Salamat po sa inyong pagtugon!
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