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TOPIC: Transfer of title

Transfer of title 1 year 2 months ago #17872

  • eliza
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hi
I need an advise po regarding sa hindi pgttransfer ng title under borrowers name ng developer when the loan was transferred to pagibig. According sa developer hindi nila mttransfer kasi meron daw kami loan difference sa kanila which hindi ndisclose samin prior transfer sa pagibig. According sa pagibig fully paid nila ang developer so wala na dapat silaa sinisingil samin.Year 2010 naaproved ung loan sa pagibig and we start paying monthly amortization sa pagibig 2012 as per advised sa agrrement with pagibig since ntransfer na ung mortgage sa kanila.. NGaun nagdedemand samin ang developer to pay the loan difference daw na naiwan since 2008 kasi ngalpse na sila sa deed of undertaking sa pagibig which I think hindi naman namin kasalanan. The only time that they notify us was in 2016 about the loan difference so pinatagal nila ng 9 years with 21% interest na ipinatong with the penalties. Upon transfer sa pagibig wala na kami liability sa developer since they were fully paid and kung may loan difference man prior transfer dapat may proper disclosure so that we have an option to cancel the loan.Ano po dapat namin gawin
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Transfer of title 1 year 2 months ago #17873

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I have encountered many cases like that with developers. Kahit kasalanan ng developer sa buyer sinisingil. My suggestion is you file a case with the HLURB. Ang kailangan mo lang dun e complaint. A lawyer is not mandatory.
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