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TOPIC: Real state mortgage and Legal Redemption Law

Real state mortgage and Legal Redemption Law 11 months 2 weeks ago #17908

hello po. i just want some advices from here and hoping na makatulong po kayo. isinanla po namin ung lupa namin 410 sq meter sa 25k lng sa pinsan ni mama. my pirmahan po sa atty nuon gumawa sya ng real state morgage.nakasaad po dun na tatlong taong kontrata at kapag hindi po kmi nagbayad sa tamang panahon mareremata po ang lupa namin. it was nov 3 2014. ngayon nagbayad po kmi nung august 2017 kumpletong 25k pero binalik ng mama ng creditor ung pera sabi nya saka n lng kmi daw magbayad pag nandito na anak nya dahil nasa malaysia sya nuon. so binalik nga nila pera nung nov 7 2017 inutang pa nga ng mama ng creditor ung pera namin sa mga time na nyan. not knowing nov 3 ung due date ng pirmahan nila. at sa araw na yan umuwi dito ung creditor/mortgagee na hindi nagsabi sa min na obligasyon rin sana nya.hanggang ngayon nasa kay mama ng creditor ung 22k na lng for some reasons. ngayon ginigiit na nya na forclosed n lupa namin. at huwag daw nya kmi antayin na sya mismo magpapalayas samin. pero dahil nga daw mahal magpatransfer na name sa papel ibebenta na lng daw nya po ito. anu ho ba ang dapat naming gawin? ano po ung mabisang solusyon ukol sa usapang ito? at ung real state of mortgage po ba walang palugit na isang taon para my pag asa pa kming makabayad kahit sa kanila na ung naunang pera namin na pinambayad saknila. please favor us some advice so wi will know what the good things we should do. thanks
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Real state mortgage and Legal Redemption Law 11 months 2 weeks ago #17913

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Kung ipapaforclose nila ang lupa mo, kailangan ng demand na matatanggap nyo. Kung wala, di sila makaka usad sa foreclosure proceedings. Ang mabisang gawin nyo ay tingnan sa register of deeds kung ang titulo nyo ay di pa na cancel para malaman kung na benta na nga. Pag ayaw tanggapin ang inyong bayad, pwede nyo itong i-consign sa korte.
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