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HOUSING LOAN 3 years 9 months ago #16792

Magandang Araw po. gusto ko po sana humingi ng advised sa inyo. Nag avail po kc ako ng maliit na pre selling house and lot sa bulacan, yung total contract price po Php 865000.00. 15% po ung down payment- natapus ko po bayaran yung dp ko nung pang march 2015. After nun 6602.00 na per month ung payment ko hanggang nung Feb 2016. Sa computation ko po

TCP: 865000.00
(-)DP (15%): 130000.00

Loanable amount as of March 2015: 735000.00
(-)Monthly payment from April 2015-Feb 2016: 6602.00 * 11months= 72622.00

Loanable Amount as of March 2016: 662378.00

Ngayon po kc imbes na Php 662378 nlng yung utang ko. Nasa 690000 pa daw po. nung vineverify ko po meron daw po kcng 4% processing fee yung pag process ng pag ibig housing loan. Sa pinirmahan ko pong contract 1% lng po dapat. Anu po ba yung dapat kong gawin dto. Sana po mabigyan nio po ako ng payong legal. May Kaso po ba kong dapat ikaso sa developer? Maraming Salamat po
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