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TOPIC: I was loaned a money in a lending services worth 5

I was loaned a money in a lending services worth 5 3 years 1 month ago #17073

Hi Sir/ Mam,

I just want to ask an advice.
I was loaned a money in a lending services worth 50k. in exchange of my ATM payroll.
And it has an interest more or less 20k and its all payable for 8 months.
It was my second loan on that lending services, on my first loan. I was a good payer.
but since my husband lost his job, We cannot pay it anymore. Even I was working,
I cannot pay anymore. because I still have 2 kids and we are just renting our house.
I have my other account where I transfer my salary sometimes. and sometimes, I just get how much I need
and mostly I leave my salary on that account. as payment for the lending services.
I only have a balance worth 20000.
I told them that when my husband get a work again,
I'm going to pay it, Its also Okay even they put interest again until I did not pay.
but, suddenly, last salary day, I transfer all my salary on my other account because of shortage of money.
and then, they told me, they will file a case on me because of doing that.
I got angry because I already talk to them, then they still say that,
what I did is, I blocked my ATM payroll and change it for another one,
now, they are angry, and they file continue the file a case on me.

What can you advice about that?
is it really legal on a lending services to take an ATM of a person?
and can they really file a case on me with a debt of 20K only?
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