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TOPIC: Maceda law RA 6552

Maceda law RA 6552 5 years 7 months ago #6899

  • rowena
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sir.. Nagfile po ako ng refund under the Maceda law RA 6552 sa Pag-Ibig after na marecieve ko ang NOTICE OF CANCELLATION na nakasaad na CANCELLED na po CONTRACT TO SELL sa kin at yong right na panghawakan ang property at need kong mag ivacuate agad.. Nang ilang bwan din po ang inabot bago sila nagreply at and sagot daw po ng Final remidiation ayon daw po sa LEGAL Department ng PAG-IBIG FUND, Ang PAG IBIG FUND AY DI SAKLAW NG MACEDA LAW...
Bakit po ganoon? Totoo po ba ito na Hindi po saklaw ng Maceda RA 6552 ang PAG IBIG FUND? May karapatan po ba kami sa Maceda law? Di nag po ba sila nasasakop na gaya mg case namin?
Please help and reply po sir,,,
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Maceda law RA 6552 5 years 7 months ago #6906

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Saklaw po sila. Sa katunayan, andun pa sa cicular nila.

Circular No. 316:

2. Cash Surrender Value
2.1. Pursuant to RA 6552, where the borrower has paid an equivalent to at least two years of installments, he shall be entitled to a Cash Surrender Value (CSV), which shall consist of payments for principal and interest only and shall be equivalent to a percentage of actual payments made to the Fund. It shall be computed in the following manner:

No. of Years of Actual Payments Percentage of Actual Made Payments Made
(P +1)
2 - 5 years 50%
6 years 55%
7 years 60%
8 years 65%
9 years 70%
10 years 75%
11 years 80%
12 years 85%
13 years and every year thereafter: 90%
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Last Edit: 5 years 7 months ago by Atty. Libayan.
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Maceda law RA 6552 5 years 7 months ago #6923

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:) thnak u so much po sir for the clear explanation,, and i can tell them ( Pag Ibig legal depat.) about this.
Gob Bless u po
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Maceda law RA 6552 5 years 7 months ago #6927

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eh sir, yon pong in case na na saklaw nga po ito ng maceda law may deduaction pa po ba silang ibabawas? tulad na lamang na sinasabi na ibabawas pa yong length na di ka nakakabayad? or the time na marecieve mo ung letter eh ibabawas nila ung pagtira mo pa don as rental?
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Maceda law RA 6552 5 years 7 months ago #6934

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Depende na po sa kontrata yan. If that happens, I suggest you show the documents to a lawyer.
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Please note that answering your queries in the free legal advice forum does not create an Attorney-Client relationship.
Seek services of an independent counsel when dealing with legal issues. Legal issues need scrutiny and attention.
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Maceda law RA 6552 5 years 7 months ago #6952

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eh sir ano po ba ang ibig sabihin ng Deed of Assignment? Ito po kase ang exact na nakalagay., Don po sa inatach ko na file..


Attachment noticeofCancelation.jpg not found

Last Edit: 5 years 7 months ago by rowena . Reason: remove my real nme
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