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TOPIC: guarantor

guarantor 6 years 6 months ago #1490

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sir ask ko lng po..ung wife ko po kasi may kaibigan humingi ng tulong sa kanya na kung pede tulungan cya mangutang. bale tinulungan po ng asawa ko sa kakilala nya 5-6 po. bale cya po ung guarantor. Nung first 4 months ok nmn po mag bayad ang laki nga po ng tubo sa kanya. bale after po ng 4 months nde na po nakabayad. ang problema po ngaun ung asawa ko ung sinisingil kasi po cya dw po ng guarantor. ano po kaya ang pede naming gawin eh nde nmn kame ang nangutang tsaka ilang beses nang nangungutang sa kanya sa loob ng 4 months. ang asawa ko po ba ang may responsibilidad na mag bayad ng utang ng kaibigan nya? tsaka ang laki nila magpatubo halos doble po..ano po ba ang karapatan namin kung guarantor ang asawa ko?..salamat po.
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guarantor 6 years 6 months ago #1500

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Opo, bilang guarantor, sya ang magbabayad pag di makabayad yung principal. Ang gawin nya na lang ay pabawasan ang interest dahil unconscionable ito.
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guarantor 6 years 6 months ago #1528

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EH SIR ang alam ko po is habulin muna nila ung principal debtor hanggang ipasheriff at patunayang walang n tlgang pambayad ung tao. tama po b?

question:

1.paano po pag nagtatago n ung tao pero ung bahay nya alam p dn nmen ung address tsaka may sarili p po cyang bahay at lupa?

2.tsaka ung asawa nya po may trabaho sa ibang bansa at malaki ang sahod?..d b po ba ung asawa nya ang dapat mag-bayad ng utang kasi kasal po cla?..tnx po attorney..
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guarantor 6 years 6 months ago #1542

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Dapat patunayan munang insolvent yung primary debtor. I exercise nyo dapat ang benefit of excussion na tinatawag sa batas.
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Last Edit: 6 years 6 months ago by Atty. Libayan.
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guarantor 6 years 6 months ago #1567

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pano po kung nde napatunayan na insolvent ung primary debtor kasi ung asawa nya may trabaho sa ibang bansa?..ang problema lang po is nagtatago na ung may utang..pero ung bahay nya dun p dn sa dati at ang alam ko po is sa kanila ng asawa nya ang bahay at lupa.pede p dn po b mag-file ng small claims sa address nya dati kahit nag-tatago na at pede p dn b tumakbo ung kaso khit wla ung primary debtor?..tnx po
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guarantor 6 years 6 months ago #1583

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Pwede po pag tapos na ang excussion.
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